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Terms of Services

We've tried our best to make this easy to read in layman's terms while also keeping our legal team happy. Please read our Terms of Service below.

1. Terms

By accessing the healthy-quotes.com website, (the “Website”), you are agreeing to be bound by these Terms of Service, and all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on the healthy-quotes.com website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on the Website;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by LendmarX (the “Company”), owner of the healthy-quotes.com domain at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on the Website are provided on an 'as is' basis. The Company makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, the Company does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall the Company or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Website, even if the Company or a Company-authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on the Website could include technical, typographical, or photographic errors. The Company does not warrant that any of the materials on its website are accurate, complete, or current, and may make changes to the materials contained on the Website at any time without notice. However, the Company does not make any commitment to updating the materials.

6. Links

The Company has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by the Company or the Website. Use of any such linked website is at the user's own risk.

7. Modifications

The Company may revise these terms of service for its website at any time without notice. By using the Website you are agreeing to be bound by the then-current version of these Terms of Service.

8. Governing Law

These terms and conditions (Terms of Service) are governed by and construed in accordance with the laws of Nevada and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

9. Arbitration Agreement

Any dispute or claim relating in any way to your use of this website, including any related calls, texts, or other communications, will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. This includes claims against our clients, vendors, and Marketing Partners, which are third-party beneficiaries of this arbitration agreement. The Federal Arbitration Act and federal arbitration law apply to this agreement.

There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages) and must follow the terms of these terms as a court would.

The arbitration may be conducted by the American Arbitration Association (AAA) under its rules, including the AAA's Supplementary Procedures for Consumer-Related Disputes. The AAA's rules are available at American Arbitration Association | ADR.org or by calling +1 (800) 778-7879. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.

We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.

© 2023 Lendmarx, LLC
G. Wilkinson Life & Health Ins. Agency Inc. operates this website, healthy-quotes.com, as a licensed third-party broker in order to help individuals, families and small business owners obtain ACA-compliant qualifying health plans (QHPs) from a variety of health carriers and insurance companies. G. Wilkinson Life & Health Ins. Agency Inc. has been independently verified by Verisk Financial G2, with registered status as an "Approved Health Insurance Provider." G. Wilkinson Life & Health Ins. Agency Inc. offers consumers the opportunity to enroll in QHPs, off-Marketplace coverage, affordable alternatives, ancillary accident, and life insurance products. Please note that federal and state subsidy assistance only applies to "on-market" plans offered by the state exchanges or listed at healthcare.gov. This website is not affiliated with the federal Health Insurance Marketplace® website; nor is this site affiliated with any of the state insurance exchanges.